For Canadian homeowners
Find out what your mortgage is hiding.
Check your prepayment penalty and real savings against today's Canadian lender rates — in about two minutes. No account, no phone calls, no credit check.
- Canadian lenders
- Penalty included
- PIPEDA-aligned
Your estimated savings
$18,240
over your remaining term · penalty already included
From curious to clear in about two minutes.
Tell us about your mortgage
No accountYour property and current mortgage details — no name, email, or phone number. It takes about two minutes.
See your savings instantly
The money momentYour penalty-included savings against today's real Canadian lender rates, right on screen. No waiting, no callback.
Save it — or get expert help
Your choiceKeep your results and we'll watch your mortgage as rates move. Ask a licensed advisor to help you act — only if you want to.
A straight answer about your mortgage — free.
Honest, penalty-included savings
Your prepayment penalty is deducted up front, so the number you see is what you'd really keep — not an inflated headline.
Real Canadian lender rates
Your savings are priced against current rates from Canadian lenders, not a generic online estimate.
Saved and watched for you
Rates move constantly. Save your result and we'll re-check your mortgage and let you know the moment your savings grow.
Expert help, only if you want it
A licensed mortgage advisor can walk you through acting on your savings when you're ready — never a cold call.
Your numbers, not your identity.
You shouldn't have to hand over your life story to find out if you're overpaying. So we built this the other way around.
pieces of personal info to see your savings — no name, email, or phone
credit check, ever — checking never touches your credit score
then your unclaimed anonymous record is automatically deleted
an advisor only ever contacts you if you explicitly say yes
Aligned with Canada's PIPEDA. Minimal collection, purpose-limited use, retention limits, and explicit consent. We never sell your data.
A two-minute check, a real conversation about money.
“We were about to just renew with our bank. Turns out breaking early — penalty and all — still put about $14,000 back in our pockets over the term.”
“I checked on my phone during lunch. No account, no salesperson — just a number. That number was $9,400.”
“I liked that the penalty was already taken out. I've been burned by 'savings' math before — this one felt honest.”
Illustrative examples shown for layout only — not real customers, and the figures are not a promise of savings. Real, consented stories will replace these at launch.
The honest answers.
See what your mortgage is hiding.
A two-minute check could be worth thousands. There’s nothing to lose but the number.